Zip now, pay later.

  • Pay in 4 interest free payments over 6 weeks
  • Shop online and instore at 3,000+ retailers
  • Never miss a payment with the Zip app

Zero percent interest

Shop smarter with Zip. No hard credit check and no impact on your credit score. Just 4 interest free instalments over 6 weeks.

Apply in minutes and pay 25% upfront.

It’s easy to apply. Use your New Zealand driver license for real-time approval, or a photo ID for a response within 48 hours. Apply Now

Download the app to get started

Get instant access to shop now, pay later at thousands of brands—online or in-store.

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